With Health Insurance: Copays + 10%-50% Coinsurance
Without Health Insurance: $200-$1,000+
An ingrown toenail, most common on the big toe, can be caused by injury, wearing shoes that are too tight or cutting the toenail incorrectly. Mild cases can be treated at home, but more severe cases might require a doctor visit to remove all or part of the toenail.
Typical costs:
For patients with health insurance, the typical out-of-pocket cost for ingrown toenail treatment consists of a copay or coinsurance of 10%-50%. Ingrown toenail treatment typically is covered by health insurance.
For patients without health insurance, ingrown toenail treatment typically costs less than $50 for at-home treatment, but can reach $200-$1,000 or more if a doctor visit and a procedure to remove all or part of the toenail is required.
For example, an ingrown toenail pain relief kit[1] with a pain relieving gel and toe pads costs about $8 at Amazon. An ingrown toenail file[2] costs about $14-$20 at FootSmart.com. An ingrown toenail kit[3] with a toenail nipper and file costs about $20 at Walgreens.com. The generic antibiotic cephalexin[4] , commonly prescribed for an infected ingrown toenail, costs about $7 for 30 tablets at Costco.
At Karas Urgent Care, in Arkansas, an office procedure to remove part of the toenail[5] , with local anesthesia, costs about $120. At Doctors on Demand, in California, partial toenail removal[6] costs $150. At Affordable Foot Care, in Texas, the procedure[7] costs $200. And at Saint Elizabeth Regional Medical Center, in Nebraska, excision of tissue around an ingrown toenail[8] costs $329, not including the doctor fee, which could add several hundred dollars to the bill. In severe cases or where a procedure is required on more than one toe, costs can reach $1,000 or more.
For mild cases, an ingrown toenail can be treated at home by soaking the foot in warm water several times a day, drying the foot well and carefully inserting a new piece of waxed dental floss or small piece of cotton between the toe and the skin each day. Patients should take an over-the counter pain reliever and wear sandals or roomy shoes. If the condition does not improve in a few days, a doctor visit typically is required.
A doctor can examine the toe, determine whether it is infected and, if necessary, prescribe antibiotics. According to an ingrown toenail guide from the American Academy of Family Physicians, an antibiotic such as Cephalexin is commonly prescribed four times a day for five to seven days.
In severe cases, the doctor might perform a procedure to remove part of the nail and some of the flesh surrounding it. In cases where a patient has recurring ingrown toenails, the doctor might remove the entire toenail, which will grow back in several months, but may look different. The procedure typically can be done in less than 15 minutes in a doctor's office with local anesthesia, and the patient might need to refrain from sports or other strenuous activities for one to two weeks.
The American Society of Orthopaedic Surgeons offers an overview of ingrown toenail treatment[9] .
Additional costs:
It is recommended to use a toenail clipper designed for the toes, which typically cost about $3-$6, and to clip toenails straight across to prevent recurring ingrown toenails.
Discounts:
Many hospitals and doctors give discounts of up to 35% or more to uninsured/cash-paying patients. For example, UC Health, in Cincinnati, offers a 40% discount[10] .
Shopping for ingrown toenail treatment:
A family doctor or podiatrist can treat an ingrown toenail. The American Medical Association offers a doctor locator[11] . And the American Podiatric Medical Association offers a podiatrist locator[12] .
It is important to make sure the podiatrist is certified by the American Board of Podiatric Medicine[13] or the American Board of Podiatric Surgery[14] , depending on their area of specialty.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
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$70 copay for initial visit w/ physician for diagnosis. Required $10 for 6-day antibiotic RX due to infection. $75 copay to visit podiatrist who performed surgery to remove part of nail to (hopefully) permanently solve the issue. $155 in total with KP insurance. Not horribly expensive, however; I am insured by KP through my employer, and pay a premium of $110/month... I’ve been provided insurance for about 4 years now, and this was my first visit to KP, and it ended up costing me double my premium, plus an extra $45 for what is apparently a routine and common procedure.
Physician or Medical Center: Podiatrist, private practice
325 for laser surgery after insurance 129 for Keflex 750 mg x20 capsules (price after insurance) 42 for telemedicine visit to get Keflex (required prior to laser surgery)
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