With insurance coverage: Coinsurance, Copays and Deductibles
Band Ligation or Coagulation Without Insurance: $500-$2,000
Surgery Without Insurance: $$9,000-$12,000+
Hemorrhoids are enlarged veins, inside the anus -- internal hemorrhoids -- or outside the anus -- external hemorrhoids. They can cause pain, sensitivity, itching and rectal bleeding.
Typical costs:
For patients not covered by insurance, hemorrhoid treatment costs depend on the type of treatment. For rubber band ligation -- sometimes called "banding" -- the cost usually ranges from $500 to $1,500, depending on whether the doctor uses one band or three (some studies have shown that using three bands is more effective.) For infrared coagulation, the cost per treatment usually ranges from $400 to $500, with an average of four treatments required, for a total of about $1,600 to $2,000. And surgery, the most expensive method, ranges from about $9,000 to $12,000.
Hemorrhoid treatment usually is covered by health insurance. For example, according to Blue Cross Blue Shield of Kansas[1] , any necessary surgery would be covered, unless it is experimental or covered in a specific exclusion. For patients with insurance, the out-of-pocket costs will be determined by the type of procedure and possibly whether the provider is in-network. Banding and IRC are outpatient procedures, and the copay could range from zero, if the deductible has been met and there is no coinsurance to up to $400 for a 20 percent coinsurance -- or more, if the deductible has not been met. If the patient requires inpatient surgery, the out-of-pocket costs could reach $2,000 or more, depending on the deductible, coinsurance and out-of-pocket maximum.
A doctor can recommend a type of treatment based on the symptoms and characteristics of the hemorrhoids.
For internal, bulging hemorrhoids, rubber band ligation often is used. In this mildly uncomfortable outpatient treatment, the doctor places a rubber band around the base of the hemorrhoid, cutting off the blood supply. The hemorrhoid and band fall off in a few days.
Another option for some types of hemorrhoids is infrared coagulation (IRC). The doctor uses a small machine to apply infrared radiation to the hemorrhoid, causing it to shrink.
For internal or external hemorrhoids, surgery is considered the most complete method of removal and can require hospitalization. The patient is placed under anesthesia, then the doctor takes out or staples off the bleeding or protruding tissue.
Additional costs:
Some doctors charge an initial consultation fee up to $200.
Laser surgery for hemorrhoids is much more expensive than conventional surgery, but it has not been found to be more effective or less painful.
Especially with ligation and IRC, the treated hemorrhoid can return, requiring more treatment.
Discounts:
For mild cases of hemorrhoids, inexpensive home treatments, such as eating more fiber-rich fruits and vegetables, drinking more fluids and sitting in warm baths for 10 minutes at a time often are recommended.
Shopping for hemorrhoid treatment:
If you are diagnosed with hemorrhoids by your regular physician or at a clinic, and it is determined you might need medical treatment, you should be referred to a specialist.
For surgery, look for a surgeon who is board-certified by the American Board of Colon and Rectal Surgery[2] .
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
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I had rubberband ligation yesterday at the grand cost of $0.00 despite being admitted to hospital and going under with nurses, Drs and anaesthesist in attendance because I live in a country with Medicare for all (Australia).
Cost of surgery was $32,995.19 and I paid $3,460 for a 40 minute surgery. The remainder was for the knock out drug. How on Earth is this even acceptable?
$200 for consultation $100 for follow up for other conditions on aspirin for stent $253.00 for 1st RBL $253.00 for 2nd RBL 2 more RBL next Total about $1300/1400 All could be done in just two visits. All fault of crooks insurance systems not paying doctors reasonably and as a results do o make to come multiple times.
Surgical removal was recommended for what was 2 Hemorrhoids. I got billed from the hospital for $14000, $1000 from doctor and $94 from Anesthesiologists. My deductible was $2000. Highway robbery.
$1,193.59 total charges to drain via incision. Took 20 minutes. My out of pocket was just over $100. This is what's wrong with healthcare!!! $3,600 an hour for a simple treatment that cost a few bucks in supplies and $30 of a resident's time...
Insurance Carrier: Federal Blue Cross Blue Shield Basic
Type of Policy: PPO
The doctor billed my insurance $550 for the RBL & $243 for consultation, all done on the same day in less than 20mins. The insurance limited billable amount to $137.68 & $187.73 respectively. This is an example of what’s wrong with the American health system: doctors, hospitals, & pharmaceuticals being able to overcharge patients for critical services. Since this is classified as an office surgery, I have a $150 copay. The procedure was quick. Time it took for me to drop my pants to pulling it back up was 2 minutes or less. The doctor inserted something up the rectum, told me to push so I could force out the hemorrhoid a bit, then I felt pinch as the band snapped on. He pulled the instruments out and wiped the area & I was done. The recovery was a nightmare. Another doctor had warned me that hemmorhoid surgery was one of the most painful surgeries they offer. Had chills and fever for 5 days. Pain was so great I couldn’t sleep & didn’t matter if I sat, stood, or laid down.
I have gotten surgery for hemorrhoids twice now. The first one was 100% covered by Medicaid butI dont know how much my insurance is going to cover so I'm wondering if anyone knows. I have insurance through my work, Blue Cross and Blue Shield. I haven't gotten a letter yet and haven't found out how much I'm going to have to pay out of pocket. Just wondering if I'm going to go broke haha
My girlfriend had a large hemorrhoid removed with IRC (Infrared something ...). Essentially, they burn the blood vessels, and the hemorrhoid dies. She had it done in Chicago in February of 2013. She doesn't have insurance. The procedure plus two follow-up visits plus prescription suppositories all together was $900. You may not need the prescription, and most people probably would need just one follow-up visit. In that case, it would be $600 - $700.
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