With Insurance Coverage: Coinsurance and Copayments
Without Insurance: $300-$500 per attempt
In artificial insemination, the sperm of either the patient's partner or a donor is injected into the cervix (in which case the procedure is called intracervical insemination, or ICI) or the uterus (in which case it is called intrauterine insemination or IUI) at the time of ovulation.
Because it is less expensive than in vitro fertilization (IVF), it often is tried first, unless the female has blocked fallopian tubes that do not allow an egg to pass normally, in which case IVF could be required.
Typical costs:
Artificial insemination typically costs between $300 and $500 per attempt. The typical success rate is 10 to 20 percent, so five to ten attempts could be required. However, success can vary widely by individual, age and cause of infertility; some patients never achieve a pregnancy through artificial insemination.
Examples include Pacific Fertility Center[1] in San Francisco, California, which charges $350 and the University of California-San Francisco Center for Reproductive Health[2] , which charges $398.
Although it is common for insurers to have exclusions for fertility treatments, some insurance plans cover artificial insemination. Some states mandate insurance coverage of infertility treatment, with some restrictions. The American Society for Reproductive Medicine[3] lists states that require coverage. In most states that mandate coverage, the law applies to group insurance plans of companies with 25 or more employees; individual plans are less likely to cover infertility treatments. On FertileThoughts.com[4] , patients share their experiences with various health insurance companies and plans.
FertilityLifeLines.com[5] , run by an affiliate of Merck Serono, offers advice on navigating insurance benefits and a toll-free phone number 1-866-LETS-TRY, that offers help figuring out what your plan covers. The American fertility Association[6] has a list of questions to ask your insurer.
For patients covered by insurance, it is common to pay out-of-pocket costs of copays from $10 to $30 for each visit. Some plans only cover a percentage of the cost of treatment -- usually 50 to 80 percent.
The clinic will strictly control the timing of artificial insemination -- either by instructing the patient to use an at-home ovulation test kit or by using fertility drugs that induce ovulation.
The artificial insemination procedure typically includes collecting the sperm from the patient's partner, washing the sperm, and injecting the sperm into the uterus using a thin, flexible catheter.
Additional costs:
Before performing artificial insemination, some clinics require testing that shows that the patient's fallopian tubes are not blocked. This can cost several hundred dollars.
Before insemination, the male partner or donor sperm need to be screened for sexually transmitted diseases such as HIV.
Sperm washing, which is always necessary for IUI, can cost about $100. IUI is the more commonly used type of artificial insemination, because it has a higher success rate than placing sperm in the cervix.
Ultrasounds, which are almost always used to monitor progress, cost up to $300 each.
If fertility drugs are used, they can cost less than $100, or up to several thousand dollars, depending on the medication and the dosage.
Shopping for artificial insemination:
The doctor you choose should be a reproductive endocrinologist, meaning they are board-certified by the American College of Obstetricians and Gynecologists[7] and have had at least two to three years additional training in reproductive endocrinology.
The American Society for Reproductive Medicine offers a doctor locator.
Material on this page is for informational purposes only and should not be construed as medical advice. Always consult your physician or pharmacist regarding medications or medical procedures.
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Would love to have a baby with my new partner start a family had 3 kids and I have the tube ligitation would love to have my partner embryo transfer I have my semen donor already what is my next step to proceed and I do not know how and where to start the process please help any recommendations
I’m 38 and we have been trying for 1 1/2yrs. I’m going to try IUI. Each try is $2000 plus meds. If it does work going with IVF $28000 for 1st try or $35,000 for 2 IVFs. If you want 3 tries $37,000. Be prepared to ask success rate with % or in the last month how many patients were successful. Was told IUI doesn’t always work. On day of visit ask for both prices if both r options for u. I was only given IUI price breakdown and then had to call & say in order to make the right choice I need cost of both, and they emailed me the breakdown. Good luck everyone.
I am 27 and planning on having a baby (AI) I don't think I have any fetility problems. Just being unlucky in relationships and am planning to become a single mother.
My name is Regina and I really want to have another baby for my son and step daughter my husband and I been trying for 3yrs come March 16 we tried Geritol and pre seed no luck I really want to give up 😥😥😥
I am 28 years old and my husband has been fixed and he dint think he would get remarried but he found me and I have always wanted to be a mom. We have tried iui for the first time and it didn't work but want to tryagain but wondering if there is any help out there
I have one tube that doesn't work and the other one does, I've tried cholmod for six months and it hasn't worked, the doctor said I have no fertility issues but I still cant get pregnant. I'm 30 and I wanted to try AI or ivf I'm not sure and svared
Hi. I'm a 19 year old lesbian. I really want a baby. I am stable and have my head on straight. Now i am ready to move to the next step. I need a true estimate of how much will it cost and how do i start this process.
My husband and I want another child. Our only child is three and is fixing to start school. The problem is that I had a tubal ligation done and I only have one ovary left. Could I still get pregnant with artificial insemination?
I am 30 years old and single. I really want a child and I want to make that happen before I get too old. I had an abortion about 2 years ago so I am pretty sure I have no fertility issues. But i have felt empty ever since then. I think about it everyday and feel it is the worse decision I have very mad and I hate myself for it. I am hoping to get suggestions about everything that needs to be done or the steps I need to take to make this happen. I've just started my research and really have no idea what any of my options are or any of the procedures. Please help.
I have been with my boyfriend for 7 years and not taking birth control all my periods are normal we just can get prengnet please someone. Help me where to star we Really whant a baby so bad that's just what we need to be the most happy couple in the world please help some one
I had a tubal ligation and was told it was permanent and I was wondering how much it would cost to be artificially in. And what form of action would be taken
IUI WITH CLOMID AND INJECTS... MY HUSBAND AND I STARTED THE IUI TREATMENT/TESTINGS IN 03/2006-BECAME PREGNANT W/ 1ST ATTEMPT ON 05/2007-HAD A WONDERFUL DAUGHTER BORN IN 02/2007 AND MY INS. THEN (CIGNA-PPO)PAYED EVERYTHING AT 100%. THE ONLY THING I PAYED OOPOCKET WAS THE COPAYS... TRYING TO HAVE ANOTHER IUI SOON THIS YEAR.
Me and my boyfriend are trying to conceive for 4 years we had went tru alot exams at the end they told me I have low hormones level I was wondering if with AI I could get pregnant?
$1100 for 1 medicated cycle of IUI. $20 for Clomid, I can't recall how much the HCG trigger shot was, the ultrasound to monitor my ovaries midcycle cost $500, the sperm washing cost $200 and the actual IUI cost $245. I did a second cycle which required an additional ultrasound and cost around $1500 total.
I have 2 kids n have a tubal ligation done in 2009 I was told by the doctor that it is permanent. I would love to have another one but want more information on how can I do it n how much Will it cost. Thank you
I am a female who has 3 children. I now hv a partner who is a female. Shes never had kids. We want to hv a baby together and hv been looking into AI. We want to know how much it would be for her egg to get AI and I carry the baby? So pretty much i would be the seragant mother.What are the procedures? She refuses to carry the baby cause she's the boy in the relationship.
I am going to be 29 tomorrow and I am going thru my 2nd divorce. My boyfriend now is my first and I have always been in love with him. I never thought we would be together and in this past marriage I was talked into a tubalization. I have 2 children but unfortunately don't have custody of either one. My bf doesn't have any children and we want one together. Can I do artificial insemination with my bf's sperm with my tubes tied? Anyone that could help me with info..it would be greatly appreciated.
Me and my girlfriend are planning to both do AI hopefully sometime this year, but I don't know where to start with the process (what are our options).We want to be able to pick the semen donor. Any information is appreciated.
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